House in Multiple Occupation (HMO)
HMOs can deliver higher net yields through room by room income. The upside is real, but only when the deal is stress tested properly and delivered with a clear plan.
What to expect
Why HMOs work, when they are done properly
HMO performance is driven by demand, tenant profile, and operating discipline. We do not chase headline yields. We focus on the net figure and the plan to deliver it.
- Higher net yields (approximately 12%+)
- Room by room income, stronger cashflow per property
- Void and cost stress testing, no inflated projections
- Licensed where required by local authority
- Clear plan for compliance and ongoing operations
- End to end coordination, letting agents handle management
Best fit
Who HMO is for
If your priority is cashflow, HMOs can outperform single lets, but only when the underwriting is disciplined.
You will see comparables, costs, and realistic net yield before you commit.
HMOs work best when you treat them like a business, with reporting, compliance, and clear responsibilities.
Our service
What is included
We source and coordinate the acquisition. Letting agents handle management. You get evidence, clarity, and a process that is built for overseas investors.
Address, photos, floor plan, area brief, and clear next steps before you commit.
3 to 5 recent sold comparables and 3 to 5 rental comparables, so you can sanity check the numbers.
Bills, management, compliance allowances, refurbishment estimates, and our fees.
We model realistic voids and operating costs, not best case scenarios.
We coordinate pre qualified solicitors experienced with non resident buyers.
We connect you with trusted letting agents who handle tenant placement and management.
Common questions
HMO questions answered
Approximately 12% net is typical when sourced correctly and underwritten properly. We factor realistic voids and operating costs, so the number you see is not a marketing figure.
HMOs typically start from around £150,000, depending on the area, condition, and whether it is an existing HMO or a conversion.
No. We do not provide property management. We connect you with trusted letting agents who handle tenant placement, day to day management, and maintenance. Our role is sourcing, acquisition coordination, and strategic advisory.
HMOs usually have higher operating costs and higher management fees, typically 12 to 18%. There can also be licensing and compliance costs. The upside is higher rental income when the deal is structured properly.
We stress test deals and factor voids into projections. We would rather show you a conservative net figure than sell you a best case scenario.
Book a Call
Ready to discuss HMO investment?
Book a no-obligation strategy call. We will walk you through realistic HMO yield projections, the sourcing process, and give you an honest assessment of your situation.
Clear next steps. You will know what to do after the call.
No hype. If it is not a fit, we will tell you.
No obligation. We will share our honest view of your situation.